The subprime mortgage crisis has left the United States financial landscape scarred, and sent shivers throughout the financial world here and abroad. But there’s an abundance of lessons to be mined from this experience, which will hopefully shape the financial literacy of the American public for years to come.
Despite the U.S. slowly recovering from the strain, there are still signs that it’s going to be a long and complicated road ahead. For example, credit is getting tighter, and it needs to be, because that is the place that the problem started. Two, cash is equally getting tighter, as more and more people realize they can do without expenditures they thought vital for survival. Households will almost allways be on the lookout for any scenario that could help them spend less or slash bills. With unemployment rates still beyond acceptable, there is a growing guardedness of every penny saved, and growing vigilance of every penny spent. While there are a great number of options to earn tidy earnings from small and relatively low-risk investment options, it is quite understandable that it may be harder than ever to convince them of any get-rich-quick techniques or even sound investment offers for that matter.
You will find a way, however, to cope with that trepidation. Consumers are afraid to jump onboard any venture they understand very little of. So education is essential. When buyers know what they’re in for, without unexpected situations or stipulations in fine print, they are more likely to reconsider the product. It is all about laying it to them in black and white, so that they may make educated choices about matters that will generate their desired effects.
OTCSHUB keeps this in mind. That’s why we only give you information that clarifies, not confuses.
So, if you have stashed something extra which is just sitting around your house gathering dust, why not get it to work for you? With time and patience, and a generous dose of free information to guide you on which investment packages make sound choices, you can generate a little more without flexing a muscle. We simply ask you to keep an open eye.
In virtually any investment decisions, you generally would want to start small. OCTSHUB offers information about small cap shares and micro cap stocks. These are shares sold to the public from companies whose capitalization does not exceed $1 billion and $100 million, respectively. More specifically, and according to various brokerage houses’ definition of �small� and �micro,� small cap shares are publicly traded certificates of ownership of companies with capitalization between $100 million to $1 billion. A micro-cap stock, conversely, is a certificate of ownership of a company with capitalization between $10 million and $100 million. Both categories are hardly ever listed in the stock market because of lack of easily available data. Details are not readily accessible because few stock and investment analysts work in this sphere, preferring to work in more substantial markets focusing on mid-cap to mega-cap shares (with capitalizations starting at $1 billion to over $100 billion). That’s where OTCSHUB comes in, providing information on companies that the big players ignore.
While starting in the micro-cap market is something that can be done over the counter as micro-cap stocks are generally priced attractively, the investor should keep in mind that almost all of businesses in this area are start-up companies, with products yet to be tested in the market. This can be a high-risk market category, because companies belonging in this segment have yet to build public perception of their credibility, which in turn will mean higher capitalization as more public investors �vote� with their shares.